Life Settlement Topics:
Our clients offer these as some of the reasons for choosing a Life Settlement: the original need for the life insurance policy no longer exists the policyholder wants to update their insurance with new insurance that is more suited to their current needs the sale of the policy would allow the policyholder to achieve an »
A question that comes up frequently in presentations and in discussions with policyholders and beneficiaries: If an investor is willing to buy my policy for $X amount and expect to make a profit – why shouldn’t the family just keep the policy?
If you own stocks, bonds, mutual funds or ETFs – your investments could be insured by the Securities Investor Protection Corp (SIPC). Not unlike the FDIC which insures your cash deposits in most (all) major banks, the SIPC covers your investments in participating brokerages up to $500,000 including $100,000 cash. Keep in mind, the SIPC »
Major Publications on “Life Settlements”
When my partners and I first created the Life Settlement Network, and were becoming increasingly involved in the Life Settlement industry, our friends and family had never heard of life settlements. For the most part, they learned about this new financial tool from us. Initially – most had responses something along the lines of “Sounds [...]
What is my policy worth?
Usually the first question seniors ask after hearing that their life insurance policy may be worth much more than the cash surrender value is “How much is my policy worth?” The calculation is simple enough: Determine the insured’s life expectancy and multiply that by the annual premiums to estimate the expected cost of maintaining the [...]
If my policy is worth so much – why should I sell in a life settlement?
A question that comes up frequently in presentations and in discussions with policyholders and beneficiaries: If an investor is willing to buy my policy for $X amount and expect to make a profit – why shouldn’t the family just keep the policy?