Life Settlement Topics:
Firstly – life insurance is a wonderful tool for charitable giving, and there are often tax benefits for donors as well. Below are examples of ways to structure a gift of life insurance: A policyholder may:
donate an existing fully paid life insurance policy name their favorite foundation or charity as the beneficiary of a policy purchase »
Our clients offer these as some of the reasons for choosing a Life Settlement:
the original need for the life insurance policy no longer exists the policyholder wants to update their insurance with new insurance that is more suited to their current needs the sale of the policy would allow the policyholder to achieve an improved »
More news about how the economy and continued slide in the markets has affected seniors more than any other age group. In December’s Smart Money cover article “Rebuild Your Wealth”, the authors consolidate data from various sources to make this argument. Examples supporting the theory that seniors have been more adversely affected by the economic turmoil »
Your life insurance policy may be worth more than you think! Eligible seniors are receiving 5 times the cash surrender value or more for their unwanted life insurance.
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Major Publications on “Life Settlements”
When my partners and I first created the Life Settlement Network, and were becoming increasingly involved in the Life Settlement industry, our friends and family had never heard of life settlements. For the most part, they learned about this new financial tool from us. Initially – most had responses something along the lines of “Sounds [...]
What is my policy worth?
Usually the first question seniors ask after hearing that their life insurance policy may be worth much more than the cash surrender value is “How much is my policy worth?”
The calculation is simple enough: Determine the insured’s life expectancy and multiply that by the annual premiums to estimate the expected cost of maintaining the policy. [...]
If my policy is worth so much – why should I sell in a life settlement?
A question that comes up frequently in presentations and in discussions with policyholders and beneficiaries: If an investor is willing to buy my policy for $X amount and expect to make a profit – why shouldn’t the family just keep the policy?
