Posts Tagged ‘senior finance’

Pension Relief Bill Proposed

Four senators have introduced the “Worker, Retiree and Employee Recovery Act of 2008″ aimed at helping individuals and employers deal with falling retirement balances. This bill would give retirement plan owners 70 1/2 or older more time to take distributions, eliminating the minimum requirement for retirees to sell assets while the market is down. The »

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Two actions everyone should take to ensure an enjoyable life after retirement

In times of such financial uncertainty – with tougher times on the horizon – having a solid understanding of your financial fitness and your options is critical. In a special report by MSNBC (a joint venture between Microsoft and NBC) titled “Economy hitting the elderly especially hard”, the author suggests that the slumping economy is »

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Financial options for seniors growing – as are costs

As if seniors were not already aware, aging can be expensive. In the June 9th, 2008 edition of BusinessWeek, page 11 presents some interesting data on just how much more seniors are spending than the “young” (25 – 34 year olds). On average: Seniors spend more than 4x what the young do on Health Insurance »

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Recommended Life Settlement Articles

Major Publications on “Life Settlements”

When my partners and I first created the Life Settlement Network, and were becoming increasingly involved in the Life Settlement industry, our friends and family had never heard of life settlements.  For the most part, they learned about this new financial tool from us.  Initially – most had responses something along the lines of “Sounds [...]

What is my policy worth?

Usually the first question seniors ask after hearing that their life insurance policy may be worth much more than the cash surrender value is “How much is my policy worth?” The calculation is simple enough:  Determine the insured’s life expectancy and multiply that by the annual premiums to estimate the expected cost of maintaining the [...]

If my policy is worth so much – why should I sell in a life settlement?

A question that comes up frequently in presentations and in discussions with policyholders and beneficiaries: If an investor is willing to buy my policy for $X amount and expect to make a profit – why shouldn’t the family just keep the policy?